In India, Cooperative Thrift & Credit Societies have emerged as a viable option for individuals seeking to grow their savings. These societies work on the principle of mutual cooperation for fund accumulation and other goals of the society. By pooling resources from members and leveraging cooperative principles, a society provides not only high returns on your savings but also Best Fixed Deposit Rates of interest compared to the banks. In this blog, we’ll explore how these high-interest rate FDs work, their benefits, and why they might be a smart choice for you. At the same time, we will be highlighting why we are your ideal choice to earn the Best Interest Rate for Fixed Deposits. To start with, we are one of the leading Cooperative Thrift & Credit Societies of Delhi and provide high-return savings options, offering up to 12.25% annual interest rates on your fixed deposit. But wait, this is not the only option we have. Stay with us to learn more about our features.
Who We Are
At Samridh Bharat Cooperative (Urban) Thrift & Credit Society Ltd., we are officially registered under the Delhi Cooperative Societies Act 2003, and our registration number is 10844. Our registration was completed with the Registrar of Cooperative Societies, Delhi, on December 19, 2023.
We adhere strictly to all relevant guidelines, rules, and the bye-laws filed with the Registrar of Cooperative Societies at J6G7+5CJ, Sansad Marg, Old Court Building, Janpath, New Delhi, Delhi 110001. Regular audits are conducted by Chartered Accountants empaneled with the registrar’s office.
Besides helping our members achieve their financial goals and attain financial independence, we also help them save for their kids’ future. Moreover, people who are focused on growing their investments and accumulating wealth, we. provide various and some of the best interest rate fixed deposit plans.
Located in a prime area of Delhi, our Corporate Office is situated at 161, A/9, 2nd Floor, Car Market, Kishangarh, Vasant Kunj, above Union Bank, New Delhi, Delhi, 110070.
Our Branches
We are also having our other branches at Mandawali and Rohini with the following addresses:
MANDAWALI BRANCH
Shop No-A-332/846, Budha Marg,
Near Mother Convent School,
Mandawali, Fazalpur,
Delhi-110092
ROHINI BRANCH
D-4, 191 & 192,
Sunday Bazar Road,
Near Nahar Palace, Sector 20,
Rohini, New Delhi 110086, Delhi
Our Deposit/Investment Schemes
Savings Deposit (Optional Deposit)
It’s only wise to find and invest in an option with the best fixed deposit rates of interest. Moreover, we recognize the importance of cultivating saving habits for everyone, from ordinary to affluent residents of Delhi. Therefore, we are offering segment-leading and the best interest rate for fixed deposits. If you have some extra cash that you want to invest and earn high returns, our Savings Deposit account can help! This is also called Optional Deposit or OD.
Our goal is to ensure you receive the best possible returns on your hard-earned money. That’s why we offer a compelling 7% annual interest rate on your savings. This is significantly higher than the interest offered by all private and public banks of India.
Fixed Deposit (FD)
We provide the best interest rate for fixed deposits with a range of fixed deposit schemes having variable tenures. At Samridh Bharat Cooperative Society, you can start your fixed deposit with as little as INR 5000 and earn interest rates ranging from 10.5% to 12.25%. Select a plan that meets your requirements and benefit from attractive returns on your deposits.
If you want to significantly increase your returns, our Fixed Deposit schemes are the best for you. The best thing is that there is no upper cap on your deposit scheme. Starting with just INR 5000, you can deposit as much money as you like.
An additional benefit with our FD schemes is prematurity withdrawal facility. If you withdraw your amount even before the maturity, you still get an attractive interest rate. This facility is not available with banks and if you withdraw your amount before the completion of the tenure, you get no interest on your deposit.
Recurring Deposit (RD):
Often times, it can be challenging to set aside a bigger sum of money for investing. Our RD scheme offers a flexible solution, allowing you to save smaller amounts on a monthly basis. You can start with a minimum deposit of INR 500, and continue with increments of INR 100, for 1-3 years or more. This plan makes it easy to build your savings steadily over time without disrupting your monthly budget.
Swarnim Bhavishya Yojna
At Samridh Bharat, you can make a modest investment today to ensure a bright future for your children. Simply deposit a lump sum now and receive ten times the original amount after 19 years. Whether it’s for higher education or your child’s marriage, you can secure the necessary funds in advance.
Principal Return (after 19 years)
INR 1,00,000 – INR 10,00,000
INR 5,00,000 – INR 50,00,000
INR 10,00,000 – INR 1,00,00,000 (One Crore)
Monthly Income Scheme (MIS)
Worried about your cash losing its value year-by-year due to high inflation rates?
Invest with us to earn up to 12.25% annual interest on your deposits.
Our MIS plan offers monthly interest payouts, providing a steady income stream. Deposit a lump sum for a minimum tenure of 12 months and receive monthly interest payments, with your principal returned at the end of the term. Start with as little as INR 5000, with no upper limit on the deposit amount.
Samridh Bharat Cooperative Society was founded with the financial interest and independence of Delhi residents in mind. Moreover, we are working with the aim of upliftment and empowerment of the children, youth and women, through educational and skill development plans.
Enjoy the best interest rate for fixed deposits and other deposit schemes. Become a member of Samridh Bharat Cooperative Thrift & Credit Society Ltd. and take your first step towards financial freedom today. Call us at 9667837771 or WhatsApp at 9667847771 to learn more.